Received: from CWXP123CA0017.GBRP123.PROD.OUTLOOK.COM (2603:10a6:401:73::29) by DU0PR02MB7827.eurprd02.prod.outlook.com (2603:10a6:10:343::22) with Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) id 15.20.9846.16; Tue, 21 Apr 2026 06:24:27 +0000 Received: from DU0PR02MB7827.eurprd02.prod.outlook.com (2603:10a6:10:343::22) by AS8PR02MB10217.eurprd02.prod.outlook.com with HTTPS; Tue, 21 Apr 2026 06:24:30 +0000 Received: from mail3.rit.ee (213.184.59.150) by AM4PEPF00025F9B.mail.protection.outlook.com (10.167.16.10) with Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) id 15.20.9870.4 via Frontend Transport; Tue, 21 Apr 2026 06:24:26 +0000 Received: from AM4PEPF00025F9B.EURPRD83.prod.outlook.com (2603:10a6:401:73:cafe::9) by CWXP123CA0017.outlook.office365.com (2603:10a6:401:73::29) with Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) id 15.20.9791.48 via Frontend Transport; Tue, 21 Apr 2026 06:24:27 +0000 Reply-To: From: To: "Info - RAM" , "Virge Aasa - RAM" , , Subject: C-23/25 Date: Tue, 21 Apr 2026 09:24:25 +0300 Message-ID: <202604210624.63L6OPoG025495@eelo-host.mfa.ee> MIME-Version: 1.0 Content-Type: text/plain; charset="utf-8" Content-Transfer-Encoding: 8bit X-Mailer: Microsoft Outlook 16.0 Thread-Index: AQIXRLO7XQj8loMm63i6Mha9RQGtEQ== Authentication-Results: spf=fail (sender IP is 213.184.59.150) smtp.mailfrom=mfa.ee; dkim=fail (body hash did not verify) header.d=mfa.ee;dmarc=fail action=oreject header.from=mfa.ee;compauth=none reason=451 X-CSE-ConnectionGUID: mCoGP5V5QiSP1WfB9pW3Kg== X-CSE-MsgGUID: P1j8dYlaRDSgZLEJp533MQ== X-ThreatScanner-Verdict: Negative X-IPAS-Result: =?us-ascii?q?A0EsAQALF+dpexcxuNU+HBsBAQEBAQEBAQUBAQESAQEBA?= =?us-ascii?q?wMBAQGCEIJBgQeBEgRUiCeqbYNjAQEBAQEBSRQEAQEDAQOSLiAHATgTAQIBA?= =?us-ascii?q?gEBAQEBAwIDAQEBAQEBAQEBAQELAQEBBAEBAQIBAQIEAwEBAQECEAEBQkmGT?= =?us-ascii?q?w2CWzuCFiwfgR4UAQE4gT0SgwOCJE8UR7M9HmOCDAEBBgQDAgN8gUjZcYFQA?= =?us-ascii?q?wYZgTSIWAGFdQE7ghCCL0KCDYEVNYYUBBiCE4V3giZ6FI8SBwdhW3gsAVUTF?= =?us-ascii?q?wsHBYEzMwMgCi8UGQIULw8aMh03OQwnEiwXCCxYGwcFgUuFY1aBC4MxgTMJA?= =?us-ascii?q?wttPTcGAgwbSUIdEootIRCDZIEFpxWhFJBEj0GGRoNxpnqZBiKNZ5wcgRuBf?= =?us-ascii?q?4QnUBwPjiGEbcNJdT4KB4IDkDSBSwEB?= X-Talos-CUID: =?us-ascii?q?9a23=3AT1hLEGgvmrBgQZBx35ZhJIwOATJud1ba40+NHRK?= =?us-ascii?q?BCF1REYKbYw6Ix/hHnJ87?= X-Talos-MUID: 9a23:ZFC28gaL8Ieh1+BTj2bu1D1TMM5Sz5+hOmQgs41b4JKhDHkl X-IronPort-Anti-Spam-Filtered: true X-IronPort-AV: E=Sophos;i="6.23,191,1770588000"; d="scan'208";a="38173631" X-Amp-Result: SKIPPED(no attachment in message) X-Amp-File-Uploaded: False X-MS-Exchange-Organization-ExpirationStartTime: 21 Apr 2026 06:24:27.2143 (UTC) X-MS-Exchange-Organization-ExpirationStartTimeReason: OriginalSubmit X-MS-Exchange-Organization-ExpirationInterval: 1:00:00:00.0000000 X-MS-Exchange-Organization-ExpirationIntervalReason: OriginalSubmit X-MS-Exchange-Organization-Network-Message-Id: 3b5fdbdd-5bfb-4561-169c-08de9f6ea38a X-EOPAttributedMessage: 0 X-EOPTenantAttributedMessage: 8fe098d2-428d-4bd4-9803-7195fe96f0e2:0 X-MS-Exchange-Organization-MessageDirectionality: Incoming X-MS-PublicTrafficType: Email X-MS-TrafficTypeDiagnostic: AM4PEPF00025F9B:EE_|DU0PR02MB7827:EE_|AS8PR02MB10217:EE_ X-MS-Exchange-Organization-AuthSource: AM4PEPF00025F9B.EURPRD83.prod.outlook.com X-MS-Exchange-Organization-AuthAs: Anonymous X-MS-Office365-Filtering-Correlation-Id: 3b5fdbdd-5bfb-4561-169c-08de9f6ea38a X-MS-Exchange-AtpMessageProperties: SA|SL X-MS-Exchange-Organization-SCL: -1 X-Microsoft-Antispam: BCL:0;ARA:13230040|82310400026|13003099007|16102099003|19002099003|55112099003|57112099003; X-Forefront-Antispam-Report: CIP:213.184.59.150;CTRY:EE;LANG:et;SCL:-1;SRV:;IPV:NLI;SFV:NSPM;H:mail3.rit.ee;PTR:mail3.rit.ee;CAT:NONE;SFS:(13230040)(82310400026)(13003099007)(16102099003)(19002099003)(55112099003)(57112099003);DIR:INB; X-MS-Exchange-CrossTenant-OriginalArrivalTime: 21 Apr 2026 06:24:26.9931 (UTC) X-MS-Exchange-CrossTenant-Network-Message-Id: 3b5fdbdd-5bfb-4561-169c-08de9f6ea38a X-MS-Exchange-CrossTenant-Id: 8fe098d2-428d-4bd4-9803-7195fe96f0e2 X-MS-Exchange-CrossTenant-AuthSource: AM4PEPF00025F9B.EURPRD83.prod.outlook.com X-MS-Exchange-CrossTenant-AuthAs: Anonymous X-MS-Exchange-CrossTenant-FromEntityHeader: Internet X-MS-Exchange-Transport-CrossTenantHeadersStamped: DU0PR02MB7827 X-MS-Exchange-Transport-EndToEndLatency: 00:00:03.5376710 X-MS-Exchange-Processed-By-BccFoldering: 15.20.9818.030 X-MS-Exchange-ExternalInOutlookResult: NotEnabled X-Microsoft-Antispam-Mailbox-Delivery: ucf:0;jmr:0;auth:0;dest:I;ENG:(910005)(944506478)(944626604)(920097)(930201)(20251009189)(140003); X-Microsoft-Antispam-Message-Info: =?us-ascii?Q?3fvQuyY3nxKD10cAzPnZl7kNWasp9XrjjILGGWxpW+aXJQNU1MZwrLQ1ZLP7?= =?us-ascii?Q?V9hFYfqMuDTzJ8iYtjUOaO5mvYqyFPJBIzO8zZDCK1oZMM8PjT0YgbTOe95m?= =?us-ascii?Q?DhSv/V7/oJyUaI1i+aFEexzL7F6ZCnCp+IznjnvKaLpSplseIHpiXSSE3Vpk?= =?us-ascii?Q?t6nvDv46Ylt1uKM1S1jngMJ2dzxqEPNbptg79nwsqyOWIOcfwRdC4y4SliUX?= =?us-ascii?Q?ONuNq0btjgqQUlvQAfC28mM3hZPIeZP1DubAwjNYV9GQ6FXYyz/CPQuZG8mN?= =?us-ascii?Q?IXzejIYNxh61YEXkCgrwx6Twi5WC19uxskj/qoVgxZ5fx0NDVmeR4zpLGEpl?= =?us-ascii?Q?8pzJwuYdk4+ESIsE+5ECCujKIPhFZrAsTKWSydXyYzPOTxiLuq+12VKp442D?= =?us-ascii?Q?1mT79swGeRoEFl+iYfhLjePs+EfGxOgXKNIL7KQlAHYdjwFQYeoK25h1QPfQ?= =?us-ascii?Q?+AnGfsiARI2m0cLKcclJPUWKdlnxf/z7XsyEH6+g52zG7AaTzSXmFKiqXfmR?= =?us-ascii?Q?tOzhGQw0LRR5sUL4IljHtZ2txr/ZSsciM6o70OGUiAWzYb+XMuIqtVVgFhEB?= =?us-ascii?Q?RcupyitIDrBy3R0kJpNzGXIM1g4FBy65s1BLkxOJd5/HYIMGw7dqRalH0HOs?= =?us-ascii?Q?MFNEv8HEOlmdvKe93UA/DKSdht5K780YDsVZUzwpFn4p+KTYtYx6o+rUltZo?= =?us-ascii?Q?FE+/VtknnFvrzdXqJI+LH+Zq2NZzJi2Et/GohRG70RddHfrpFqX 2metwQ562?= =?us-ascii?Q?tYazVqkyLHkuaBz/YET9iNtMPSYprp8IzzeRyhGSWFSFnDjXW2DtqyLXVFrR?= =?us-ascii?Q?arLQMTfuXmls+87zIfWhkuAw5jtihacjrSeFVzQUzRqQeE2CE+FTfSCFItog?= =?us-ascii?Q?CynZ9hO4QFeAWPj2ST8IGU/GePjvmcoOWS68V3zpixSgGwuMQ0+GQ7eG76hJ?= =?us-ascii?Q?ziHye48RslwCufjcTttKHvQHI5FJXM/U00/y6xHPGHR2hpeJT6wHCEEw/XJd?= =?us-ascii?Q?9s/I/8kjOjdz1OOx8+qzrccyTFz5dIKow3xzvipk9ufVLLxHjnwGzaIm/m/Q?= =?us-ascii?Q?idH2LsvjE/zZL17T8175XMboUQOAbsuuR7y2sEQsRZAkQ8DsEenGl4kAFALE?= =?us-ascii?Q?wknHP2xwMMsRTnExrUIuAOQqFMT2OqcmvVBtkIHhQEqD0AuCv/bH+Uv76wck?= =?us-ascii?Q?Te6RSGgvktlmSyGYbzHnhoSesQRjizD85vvlqRfzXMVPRpoLpt414qcHtVm7?= =?us-ascii?Q?CTEWQ0V7NNCqmN3qg3Um0lRq30uCUVv8xr+Gp33lmMtz7voHND695xLebqTs?= =?us-ascii?Q?W52WGr97tGo0wStdR47PCpqnTkWZFFaXwWNoCyc0N9Ge5UKLdVkFNRO6G2QO?= =?us-ascii?Q?FcyoWnB+rOBHhxqtiilly0LjnqMlt1Tug7aLxthMwn4lYeyQgbtxtWeUOa3D?= =?us-ascii?Q?HH0tin/KYX0JmMHaDuEcsljWXRZpg0DyGmYbKMSZlKFX0xRaueeV06YlkM3i?= =?us-ascii?Q?WiH+uWr6ckrEpMIRsG9WB7Nv4nIHCJ+cRf0wt tdAXf6BUk4nDZ3ml/bSIXf0?= =?us-ascii?Q?7b6WzEWWdEo59ihdFUB7gM0ltbZMNuamfaOfnpVHlonjC5LgZ8n3lCjj9+6J?= =?us-ascii?Q?YdnmNHzbJsiJFjpMA1usI36nJS6Xx65AFJxDRSbJBVy4CPvJBo67fS1JwJkN?= =?us-ascii?Q?VZFnADiomn7NPqi0FzTT4tGiYUUDgv7gg20GaOy2xYBfKVnsNgtN/cxp1IcR?= =?us-ascii?Q?gZ+RAR9Mb/Kqh54OuCTfPlerh+bfrxVfU1ilxt1Ay4EWat1nCKzX5Pu8Lmdu?= =?us-ascii?Q?3bNwuAVU8MRXtifgNd8TmPdBYFlPJBWYL3GogY/6LbTPwH3VwnJ/j4oFDuS+?= =?us-ascii?Q?jw1iP+Zegm/MlWvWbP+aSiomHCzxOlqOw3xR124bovOjfozL8AT73WR7qz74?= =?us-ascii?Q?ISuC5P4btXxxsGmAp8Q0acRTMfrzXDJjmxXmWncUOePy+EMvPOytxjUoIbrf?= =?us-ascii?Q?JhA83xYJQZnI+FlmdonZyOrdcQAaYJCIx3YX4/VNfgoaiBT4ujS1CGvVwd09?= =?us-ascii?Q?1lojhxeD50dY9D7VFRR6JH/C4kxoGFVBWsOP8bRt+2FLBbO7ckUVVsvHr1t3?= =?us-ascii?Q?29i8BgpfYX6/oeb+mV+a42qoJVFTO9EnBJI6k6QNQ5lZKiOyRdfb3jPt4DXa?= =?us-ascii?Q?Pkbw8EiLTLFKeMRzEz09y/ZQ99HkIlsTIW9mk1u8b1XQipZC9D39NFDfq6dX?= =?us-ascii?Q?+1YYvQqy0t5Wo+kkbQZmp1D80WJyiI1WfA/oGKY7j48oSjzeCDeZJHQfVGBW?= =?us-ascii?Q?YFj+VdGZaQqlNudLY31KmeK KvS1lSEkWjfVPd6ri2wJXttiLe4GYkATH/jMQ?= =?us-ascii?Q?EHOFQkm2D20fsbFKTvTZKC2SZrjAuUAvQr40AaEEAzZWZLST7k1B6/JXbVBo?= =?us-ascii?Q?7zajDtv6e4bNeU80blxkp3zoiwKymVywA/+qzym32lHNMeqMrbqugxpJUrig?= =?us-ascii?Q?V7uW7lCjHDBWfLFNasE/vgP9MiCIwKDrIZz7nf8Iq7FM+5P10z8u5nC0yylQ?= =?us-ascii?Q?OFlw8twxEt3Q47AvANPJGGi4ZiUnTXRyz7v4jYGduNXo64a6p+fbkj2rl4Us?= =?us-ascii?Q?4UqTZKSYaLS+jb411r9xwJi6Z7es1ioult5sXIKNsXapPyWaM7hhwfQFE2K4?= =?us-ascii?Q?lmI48xt7UJB3zkxSlYop0CDu1/S05C4ORJBa1oOXK37GE6DZVQmu0Tp3ceqV?= =?us-ascii?Q?Eq30PMkaShwoTsPg3cwHsXQb/kNB9oSk8v/H8ISH6m6WPP7AD1o1XJ7P3su7?= =?us-ascii?Q?BAHHnCy3hlETeEhV3FlIzXg6UBB3AFcjsKLgEgy2hUEXWjrIIKpKZx9LDYYK?= =?us-ascii?Q?s7fYr4KPR68h2A7snFeJp8A3rDkP6tCQE1538KmVHYj3jczCprMrAKKDHC7l?= =?us-ascii?Q?GMulXF7tG4lU5e1iB38WMQ=3D=3D?= Content-Language: en-us x-ms-exchange-organization-originalclientipaddress: 213.184.59.150 x-ms-exchange-organization-originalserveripaddress: 10.167.16.10 received-spf: None (mail3.rit.ee: no sender authenticity information available from domain of postmaster@jupiter.vm.ee) identity=helo; client-ip=213.184.49.23; receiver=mail3.rit.ee; envelope-from="prvs=1578ffa87a=eelo@mfa.ee"; x-sender="postmaster@jupiter.vm.ee"; x-conformance=spf_only dkim-signature: v=1; a=rsa-sha256; q=dns/txt; d=mfa.ee; s=dkim2018; c=relaxed/relaxed; h=date:message-id:to:subject:from:reply-to:content-type; bh=vNkqwq6VcBeCljFyVw3q/HjKtFB4tG64opRSC4fl4m4=; b=NhqdHBDCVr4Xiupy+kVgSqe8xJ12LOuyAVnSxesMw1GjdVI0znui6pcwx+hfklNWBGeYgOOu6CuX gh/bPw0mMlikpKtIL/27vhMmLZrV1FN2P3x901FlJ30q52HiTawNelapYminciOc+Vq/FQnCBUnt 1ivKII2r6xBtdILQB4iAv/RndW0gCScVoHQY3lG/WBjDLD2VQERNx9voCfNHOZTx6mUtuvQIiKy0 RhqXdGAil38l5PoQ/d4l+dP8owxszP9U3RNWY7kCAwkvwg8TNat/ArX+L/jHUL1W1v0ZvBINgVpx C3nRMmfVbLx3BQXU+kT9FIOukz9sVxxmwIL/qw== X-OlkEid: 00000000CC3F4793FD17D443BE54F81B32D52FBB070034AD76187591974DBF6C4F76951C873A01000200000000002A6A76225CE07F43BF547F473BC36AB50000000015F5000047921EF87A11CF4D8AB38739D0D5D192 X-Authentication-Warning: eelo-host.mfa.ee: www-data set sender to eelo@mfa.ee using -f X-FEAS-BEC-Info: WlpIGw0aAQkEARIJHAEHBlJSCRoLAAEeDUhZUEhYSFhIWUhZXkguLT4lWFpYWFhYWV1RWV1fSFlZSA0NBAcoBQ4JRg0NSFlIWVlIDQ0EBygFDglGDQ1IWUhZSFlbSFlYRllYWEZZWlFGXlFIUEhYSFhIW0hYSFhIWEhZWUgNDQQHKAUOCUYNDUhZSFlZSAEGDgcoDgEGRg0NSFhIWlpIPg0BAwdGIwcYCQUNDRsoHBwCCUYNDUhY X-FEAS-Client-IP: 10.100.129.69 X-FE-Envelope-From: eelo@mfa.ee X-FE-Policy-ID: 22:19:0:SYSTEM Adressaadid: info@fin.ee, virge.aasa@fin.ee, merili.kriisa@mfa.ee, eelo@mfa.ee V�lisministeeriumis registreeritud: 15.3-3/2025/94-3 Kohtuasja number: C-23/25 Staadium: Kohtujuristi ettepanek M�rks�nad: eba�iglased tingimused tarbijalepingutes; h�poteeklaenuleping; lepingu t�hisuse tuvastamine; tagasimakse; tarbija ja panga vaheline laenuleping �iguslikud vormid: direktiiv 93/13/EM� Dokumentidega on v�imalik tutvuda EELO keskkonnas aadressil https://eelo.mfa.ee/eelotsus_vaata.php?id=8035 EL �iguse b�roo V�lisministeerium