From: <info@evnl.ee>
To: "Justiits- ja Digiministeerium" <info@justdigi.ee>,
	"Aleksandr Logussov" <Aleksandr.Logussov@just.ee>
Subject: =?utf-8?Q?V=C3=B5lan=C3=B5ustajate_liidu_arvamus_t=C3=A4i?=
	=?utf-8?Q?temenetluse_muutmise_VTK_kohta?=
Date: Wed, 1 Jul 2026 08:59:26 +0300
Keywords: Mall
Message-ID: <3e350ad7adceea56578d0d89fd9bb9ab@evnl.ee>
MIME-Version: 1.0
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: 8bit
Thread-Index: AQHoxGAwmhWGp+NMVn/sLc0QUchh5w==
X-MS-Exchange-Organization-ExpirationStartTime: 01 Jul 2026 05:59:34.9832
 (UTC)
X-MS-Exchange-Organization-ExpirationStartTimeReason: OriginalSubmit
X-MS-Exchange-Organization-ExpirationInterval: 1:00:00:00.0000000
X-MS-Exchange-Organization-ExpirationIntervalReason: OriginalSubmit
X-MS-Exchange-Organization-Network-Message-Id: cce5787a-6c28-4390-f0c0-08ded735ed6d
X-EOPAttributedMessage: 0
X-EOPTenantAttributedMessage: 8fe098d2-428d-4bd4-9803-7195fe96f0e2:0
X-MS-Exchange-Organization-MessageDirectionality: Incoming
X-MS-PublicTrafficType: Email
X-MS-TrafficTypeDiagnostic: DU6PEPF00009523:EE_|DB5PR02MB10334:EE_|AS8PR02MB7159:EE_
X-MS-Exchange-Organization-AuthSource: DU6PEPF00009523.eurprd02.prod.outlook.com
X-MS-Exchange-Organization-AuthAs: Anonymous
X-MS-Office365-Filtering-Correlation-Id: cce5787a-6c28-4390-f0c0-08ded735ed6d
X-MS-Exchange-AtpMessageProperties: SA|SL
X-MS-Exchange-Organization-SCL: -1
X-Microsoft-Antispam: BCL:0;ARA:13230040|82310400026|16102099003|18002099003|56012099006|11063799006|5063699009|19002099009|55112099003|43540500003;
X-Forefront-Antispam-Report: CIP:213.184.53.4;CTRY:EE;LANG:et;SCL:-1;SRV:;IPV:CAL;SFV:NSPM;H:mail1.rit.ee;PTR:mail1.rit.ee;CAT:NONE;SFS:(13230040)(82310400026)(16102099003)(18002099003)(56012099006)(11063799006)(5063699009)(19002099009)(55112099003)(43540500003);DIR:INB;
X-MS-Exchange-CrossTenant-OriginalArrivalTime: 01 Jul 2026 05:59:34.7878
 (UTC)
X-MS-Exchange-CrossTenant-Network-Message-Id: cce5787a-6c28-4390-f0c0-08ded735ed6d
X-MS-Exchange-CrossTenant-Id: 8fe098d2-428d-4bd4-9803-7195fe96f0e2
X-MS-Exchange-CrossTenant-AuthSource: DU6PEPF00009523.eurprd02.prod.outlook.com
X-MS-Exchange-CrossTenant-AuthAs: Anonymous
X-MS-Exchange-CrossTenant-FromEntityHeader: Internet
X-MS-Exchange-Transport-CrossTenantHeadersStamped: DB5PR02MB10334
X-MS-Exchange-Transport-EndToEndLatency: 00:00:06.1668567
X-MS-Exchange-Processed-By-BccFoldering: 15.21.0181.008
X-MS-Exchange-ExternalInOutlookResult: NotEnabled
X-Microsoft-Antispam-Mailbox-Delivery: ucf:0;jmr:0;auth:0;dest:I;ENG:(910005)(944506478)(944626604)(4710137)(4717077)(920097)(930201)(20251009189)(140003);
X-Microsoft-Antispam-Message-Info: =?us-ascii?Q?qjih2u0bdgvs/fDcYUqcCeValp4phLn4Z8UE8etF2tx2cuui5e53ljIZf9PD?=
 =?us-ascii?Q?uBXOo41lRUVKtBCCcoIGau2iHFn8SPh0/XT/GSNTCrObjzTKu0/lBw7cHZXO?=
 =?us-ascii?Q?tEAWJKGCUZCRp4YbUumd9VtOGBEIOeyOUCfnugQJIN0ZdVRUpiGh0WCNcwoy?=
 =?us-ascii?Q?X/rtAVdNhF5HTivc2zXxiG/Rhtw0nKuMPwVAlikKnm/VZn5GFXT+RpgE6ZMR?=
 =?us-ascii?Q?NB0+F3MxIGpJME5fxraoUsEB01yGETJXFMr/GUhiFueih5bi0YP9krMXY6FD?=
 =?us-ascii?Q?vqqhkakBOC2l4SuTETIsdreUfgxo9FIIRfjt0slwaEqfqAfug16XwNJZP8Dc?=
 =?us-ascii?Q?00+MYqWjGJMI0AK7vzD3w0aTv+6JvXRoQC0N7O5zgk1V9wQ0EGbPJpgX/nGn?=
 =?us-ascii?Q?AsT5WX4ffKr3jK3NSLpEaHZKNZ1CXKmWzmIvGT7eq3F0UcYJBGTA9qaJJQZM?=
 =?us-ascii?Q?FEHS/T9jM1Wg7sH4TWnTe6f/D3Y9W2ECn1nC02sxqaEswbctypcsVU/WBp1T?=
 =?us-ascii?Q?THqEplj74Q8M0iINE1lp/g6BfxMXVrLjvTWtxqS3KjLlpFiZnAwf9i9DPklY?=
 =?us-ascii?Q?A3dqC9vXELTnZhKk2UNqm0IlbmPAbCR1fmSKmDU6vzwg2Vt/g/oiym1nA7pM?=
 =?us-ascii?Q?9Ozf3zIeZoStcqtozKyyx3QDW95DSnmnxJNhIuDwCKDoZcQ8lDbXiUZWKLU/?=
 =?us-ascii?Q?IUvIna0jnHcxk8xuwsJQYPnp65eu6W+v4HvXeqEID1A0s1fKoZ1
	V/iXApZHz?=
 =?us-ascii?Q?ILv95MBXtg7tXrHSZ4aMTyWNxg914A+hFhSxIACrJXyLcXImM0OXR0Fk+aUJ?=
 =?us-ascii?Q?AxPtrzivu879ypbnd93WxWf7jEyKz4R7nQ6h+W7ouz+Mw26p2RY85kSnBAN4?=
 =?us-ascii?Q?VU98qUS7lxN4i3QbZlAbkvjp3OD6v3GgK2HRlFKUbjhqBN8KgnnOy8eluGTB?=
 =?us-ascii?Q?cgTbGF44DVHzywZS3QOzxX6OU6TaW0obgHHhZZFhPTvLHP5ErcGpHZseBcaY?=
 =?us-ascii?Q?XELP91NVt6qb1VzWdmFuomaIj3mRHqZgqLq1QmlXOUzLmjnopciwSkvxMTRU?=
 =?us-ascii?Q?aG/XN2OiE2bBAjz3aVl6bOZVMPKDw6w8WcrwnoiWEeNbyKZTb8s7qLBTCzA1?=
 =?us-ascii?Q?uBtJKrhB05OVlt1W94C604rU1ma6WqEYnJ3rqrNpG/Nsc7dhKzazH55LhvWv?=
 =?us-ascii?Q?R1SMrhZwT8yd2ToiP1pT39vKNUX2TutS8EyZtk9A7h/m1n1RPruxIKF9fL0Q?=
 =?us-ascii?Q?WBcpJjI3pY+augF1uY6drkq6W+FIQ6swJKbsccPdH03RFwZVLnNtv8VZWEqu?=
 =?us-ascii?Q?CZMtuS6deTeEJVUzGW+8E9wh0LUs/ZCFLLy661Rlcm3Fo7Qb3M1Hk0yeUp8G?=
 =?us-ascii?Q?/iGwK5CP4a6/eLZjt62V0gg2ok/MM0pLSrnqPzXn/G/qF61AN1RytgaeJtMV?=
 =?us-ascii?Q?I93mBcRcO+3LMl+E9i+XMK7PquyN+NOiBgO3RGrIo1WpO6XIjIxEnbhlKQqA?=
 =?us-ascii?Q?q6Buc++cV7Km20p8uSwJE1rBikhzrSG6ouLT8
	r/2PsSvNAzti9MgFRX992F1?=
 =?us-ascii?Q?Ggp96ZHn2jtiMwm2gsNYObDfxh4iPvEPpILs3RIVS6jlIZhzDFBdlh5aknG5?=
 =?us-ascii?Q?UZ0lGaTChSN+5ytGHb2oLA4cLORrZsGN4xda3BNDHR87ZPJxJfGM9xufn0UH?=
 =?us-ascii?Q?9AeGLWTvPV5frbfKro3iTk9Uy31IwD8Ub20PIqWQjPmLexS9SuQjPS2tgtiz?=
 =?us-ascii?Q?qrCtQAF8yqdwTc/5DVg8NXA930Nrkhzr0ik+bRBNUpKX0WJMze6B4llo9u4a?=
 =?us-ascii?Q?jjMLYsTtXsJ2sBy6edFVXzPQYFhUFuh679kbCp11gk+z+cJiu2q5JIjhIt5D?=
 =?us-ascii?Q?yXG61bDSYieZYAk5MXfl/TfQk7Z5QT+FdA6BfLrAORBNqjzR3qBOYBaB+ANr?=
 =?us-ascii?Q?41gSuswHz5FbaCYlVPjgkq4SvBZmBmQ3ZuULbJ6X2IzKfjLZGb2Sjx1/wSg6?=
 =?us-ascii?Q?Uq/vBePVYvRJp6NKlRT8kW8Knn4QyrFtrnshSJt/Kn4veIAOcLLd+YcR4Fm/?=
 =?us-ascii?Q?MhcBzHcrBk/dRIgexSNSIuvVjk/kRsNW4EjXimjMvlEwaNpAQmqD/tssauMq?=
 =?us-ascii?Q?DbkdLTbsXK/0UWa6NZKiusS/DCkbVm9+1LA8S4SPQupP0qxajfrc3x511qsZ?=
 =?us-ascii?Q?UcBMcqDYTSo8Xi7fGBPAhC3L31fzzVKFdpoiSzRGyJ309DpOQQhKNasYrKQi?=
 =?us-ascii?Q?lUlkDTzclQ2Rro7sdBO5UrrOhN/bQCRtuTHaKE93GPjWhgivBwxGWt1L3Akm?=
 =?us-ascii?Q?XhyjNe+2mkquFm+J5+DXE2h
	cHvWqmf/Y2eJQbzj1Pxywxg1z/5rv8QAXWvfg?=
 =?us-ascii?Q?CE/8lbFODNeDtCpnUzivw2cMgWp/bIV8hMrG9SSi8OEpojHNk0tI5ToOx80A?=
 =?us-ascii?Q?SMdoKq0k2Lyhwn6hGdP5uUaMl9YEEv2+dSwPIxDPk4radL7K1Uq/1K61Iy0i?=
 =?us-ascii?Q?FCChDCjLFMgeua6uzQ+RBNl/4aguyXpkMBuZw/MoSHGEWXscBvxF3WMuQWPp?=
 =?us-ascii?Q?2jxLjb1TTDQYsylOFs5GZU+hpwb7Sn31RCJnadkaTUcjqQgP/bR+Pz3420Zr?=
 =?us-ascii?Q?ToiaJneCErWAKf58lpndTq56/ZZozy00w4EH7nucNQOY4gqI4c+wR4bip706?=
 =?us-ascii?Q?I8RP3Q1uB9/cN5Zbkw/eO8srJlym8gqpH5j1irABF4k/Sb1QcrMvXCTVNi2F?=
 =?us-ascii?Q?zZXdbxFxaLRhix8YwEr1PuQDTv4cpr2SsloJ6sI3efTnb9u0rZTg2BQFR5l9?=
 =?us-ascii?Q?Utln8aA/wuwTYw=3D=3D?=
Content-Language: en-us
x-ms-exchange-organization-originalclientipaddress: 213.184.53.4
x-ms-exchange-organization-originalserveripaddress: 10.167.8.4
received-spf: Pass (mail1.rit.ee: domain of  postmaster@web2.wavecom.ee designates 80.79.112.66 as  permitted sender) identity=helo; client-ip=80.79.112.66;  receiver=mail1.rit.ee; envelope-from="info@evnl.ee";  x-sender="postmaster@web2.wavecom.ee";  x-conformance=spf_only; x-record-type="v=spf1";  x-record-text="v=spf1 a mx ~all"
dkim-signature: v=1; a=rsa-sha256; q=dns/txt; c=relaxed/relaxed; d=evnl.ee;	s=default; h=Content-Transfer-Encoding:Content-Type:Message-ID:Subject:To:	From:Date:MIME-Version:Sender:Reply-To:Cc:Content-ID:Content-Description:	Resent-Date:Resent-From:Resent-Sender:Resent-To:Resent-Cc:Resent-Message-ID:	In-Reply-To:References:List-Id:List-Help:List-Unsubscribe:List-Subscribe:	List-Post:List-Owner:List-Archive;	bh=ClrFr2SGRD7Kx/fvSkKcgJHd47uqbILXHV099Y1oQaY=; b=CzFdsTKDOo3/y3ytLumvqTVASA	8zlb5ewlm56/nd7xFll8zudIRs9iBXtwbUUNlgIowZBz/FOc0C/jXHsyu4kUvcrdQ3opyu+djRejN	OB2HIx/jjANngGkQbH4fVRn62dYE8WFnlNbHWSm+064thkqy1k+q6OFi0jffl49UTHwzw3KiqOpBn	X6tYTHp2ixpfrkj69JOolejA9kawsSRF5mpIniB9HU5rs0eFX1u9uzzL/1LiqdBH+FDYO1oV6CZb4	HfKwHi4Vo9FgBHa4F+/LRiTV9yGsaxH1OmVDDwO2gdMZnf9uEW11C35f0XT/GKhzVehyVHoViVvbz	q0LwkuqA==;
X-OlkEid: 00000000CC4C61BCFBCB334F9FD977EAF56EB214070034AD76187591974DBF6C4F76951C873A01000200000000009BFCBB6E3E17A449B696F4625089D2830000000011BB000017709E9F8E7CD340B45284811C8BAD40
X-DisclaimerOO: 1
X-Ironport-Dmarc-Check-Result: validskip
X-ImunifyEmail-Filter-Info: RlJPTV9OT19ETiBWRVJJTE9DS19DQiBNSU1FX1VOS05PV04g
	VE9fRE5
		fU09NRSBNSU1FX1RSQUNFIEFSQ19OQSBGUk9NX0VRX0VOVkZST00gVE
		9fTUFUQ0hfRU5WUkNQVF9TT01FIE1JRF9SSFNfTUFUQ0hfRlJPTSBSQ
		1ZEX0NPVU5UX09ORSBSQ1ZEX05PX1RMU19MQVNUIFJDVkRfVklBX1NN
		VFBfQVVUSCBCQVlFU19IQU0gUkNQVF9DT1VOVF9UV08=
X-ImunifyEmail-Filter-Action: no action
X-ImunifyEmail-Filter-Version: 3.8.26/202606241025
X-ImunifyEmail-Filter-Score: -2.71
X-Sender: info@evnl.ee
X-WaveCom-MailScanner: Found to be clean, Found to be clean
X-WaveCom-MailScanner-SpamCheck: not spam, SpamAssassin (not cached,
	score=-0.19, required 5, ALL_TRUSTED -1.00, BAYES_50 0.80,
	KAM_DMARC_STATUS 0.01), 
X-Spam-Status: No, No
X-WaveCom-MailScanner-Information: Please contact the ISP for more information
X-WaveCom-MailScanner-ID: 1wenyr-0000000CfrM-00Vd
X-WaveCom-MailScanner-From: info@evnl.ee
X-WaveCom-MailScanner-Watermark: 1783490370.28344@CxON8yECALxVniGWFWcpWg
X-AntiAbuse: Originator/Caller UID/GID - [47 12] / [47 12]
X-AntiAbuse: Sender Address Domain - evnl.ee
X-AntiAbuse: Original Domain - justdigi.ee
X-AntiAbuse: This header was added to track abuse, please include it with any abuse report
X-AntiAbuse: Primary Hostname - web2.wavecom.ee
X-Get-Message-Sender-Via: web2.wavecom.ee: authenticated_id: info@evnl.ee
X-Authenticated-Sender: web2.wavecom.ee: info@evnl.ee
X-Source: 
X-Source-Args: 
X-Source-Dir: 

Tähelepanu! Tegemist on välisvõrgust saabunud kirjaga.
Tundmatu saatja korral palume linke ja faile mitte avada.

Justiitsministeerium
Liisa-Ly Pakosta
Aleksandr Logussov

Eesti Võlanõustajate Liidu arvamus Täitemenetluse seadustiku võlgniku
sissetuleku arestimise regulatsiooni muutmise VTK kohta

Eesti Võlanõustajate Liit toetab VTK-s esitatud korrastvaid muudatusi
võlgniku sissetuleku arestimises.
Kuid väljapakutud suuremat põhimõttelist muudatust, st sissetuleku
astmelist arestimist on raske heaks kiita mitmelgi põhjusel.
Nimelt on tänapäevased töösuhted väga eriilmelised ja stabiilseski
kuupalgas võivad haigused, preemiad, puhkusetasud, lapse sünd jms tuua
kaasa sissetuleku muutusi. Küsimusi tekitab samuti ülalpeetavaga
arvestamine ja mis muutuks elatise võlglaste puhul. Lisaks on
märkimisväärne protsent võlglastest väga väikese sissetulekuga osalise
või puuduva töövõime tõttu ja sealt 10 protsendi kärpimine ei tundu
õigustatud olevat.

Lugupidamisega
EVNL juhatus
Ülle Schmidt
tel. 55612571