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boundary="----=_NextPart_001_0044_01DD0D59.D9125290" ------=_NextPart_001_0044_01DD0D59.D9125290 Content-Type: text/plain; charset="utf-8" Content-Transfer-Encoding: 8bit Tähelepanu! Tegemist on välisvõrgust saabunud kirjaga. Tundmatu saatja korral palume linke ja faile mitte avada. Tere, tänud kiire vastuse eest ! Samas – nüüd ma olen ikka väga segaduses: 1. JM ütleb: levinumad liisingutüübid (kasutus- ja kapitalirent) ei ole seaduses eraldi defineeritud. Kui tegemist peaks olema sellist tüüpi kasutusrendiga, mille puhul ei ole isegi võimalust liisinguese välja osta, siis see liisingulepingu sisu tõttu tarbijakrediidi kohaldamisalasse ei kuulu. 2. Seletuskiri ütleb: Kuna kasutusrendi puhul on tarbijal õigus lepinguese lepingu lõppedes jääkväärtusega välja osta, ei ole direktiivi maksimaalselt harmoneeriva iseloomu tõttu võimalik säilitada VÕS § 403 lõikes 41 ettenähtud erandit... Seega, kui kasutusrenti ei ole kuskil defineeritud, siis kuidas saab seletuskiri väita (lk 13), et kasutusrendi puhul on tarbijal õigus ALATI lepinguese välja osta? Kui JM ütleb, et väljaostuvõimaluseta kasutusrendile tarbijakrediidi direktiiv ei kehtigi, siis miks eelnõust ega seletuskirjast seda kuskilt välja ei loe? Tagasisidet ja selgitust oodates, Lugupidamisega Reet Hääl Tegevdirektor +372 50 12 088 www.liisingliit.ee From: info.delta@justdigi.ee Sent: Monday, July 6, 2026 9:46 AM To: Reet Hääl Subject: Vastus pöördumisele Tere! Teile on saadetud Justiits- ja Digiministeeriumi dokumendihaldussüsteemi Delta kaudu dokument. Pealkiri: Vastus pöördumisele Registreerimise kuupäev: 06.07.2026 Registreerimise number: 8-1/1096-14. Lugupidamisega Justiits- ja Digiministeerium Suur-Ameerika 1, 10122 Tallinn Tel. (372) 620 8100 e-post: info@justdigi.ee www.justdigi.ee ------=_NextPart_001_0044_01DD0D59.D9125290 Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable

T=C3=A4helepanu! Tegemist on v=C3=A4lisv=C3=B5rgust saabunud kirjaga.
Tundmatu saatja korral palume linke ja faile mitte = avada.

Tere,

t=C3=A4nud kiire vastuse eest = !

Samas =E2=80=93 n=C3=BC=C3=BCd = ma olen ikka v=C3=A4ga segaduses:

 

  1. JM =C3=BCtleb: levinumad liisingut=C3=BC=C3=BCbid (kasutus- ja kapitalirent) ei ole = seaduses eraldi defineeritud. Kui tegemist peaks olema sellist = t=C3=BC=C3=BCpi kasutusrendiga, mille puhul ei ole isegi v=C3=B5imalust = liisinguese v=C3=A4lja osta, siis see liisingulepingu sisu t=C3=B5ttu = tarbijakrediidi kohaldamisalasse ei kuulu.
  2. Seletuskiri =C3=BCtleb: Kuna kasutusrendi puhul on tarbijal =C3=B5igus lepinguese lepingu = l=C3=B5ppedes j=C3=A4=C3=A4kv=C3=A4=C3=A4rtusega v=C3=A4lja osta, ei ole = direktiivi maksimaalselt harmoneeriva iseloomu t=C3=B5ttu v=C3=B5imalik = s=C3=A4ilitada V=C3=95S =C2=A7 403 l=C3=B5ikes 41 etten=C3=A4htud = erandit...

 

Seega, kui kasutusrenti ei ole = kuskil defineeritud, siis kuidas saab seletuskiri v=C3=A4ita (lk 13), et = kasutusrendi puhul on tarbijal =C3=B5igus ALATI lepinguese v=C3=A4lja = osta? Kui JM =C3=BCtleb, et v=C3=A4ljaostuv=C3=B5imaluseta = kasutusrendile tarbijakrediidi direktiiv ei kehtigi, siis miks eeln=C3=B5ust ega seletuskirjast seda = kuskilt v=C3=A4lja ei loe?

 

Tagasisidet ja selgitust = oodates,

Lugupidamisega Reet = H=C3=A4=C3=A4l

Tegevdirektor

+372 50 12 088

www.liisingliit.ee

 

 

 

 

 

Fro= m: = info.delta@justdigi.ee <info.delta@justdigi.ee>
Sent: Monday, July 6, 2026 9:46 AM
To: Reet H=C3=A4=C3=A4l <reet@liisingliit.ee>
Subject: Vastus p=C3=B6=C3=B6rdumisele

 

Tere!


Teile on saadetud Justiits- ja Digiministeeriumi = dokumendihalduss=C3=BCsteemi Delta kaudu dokument.


Pealkiri: Vastus = p=C3=B6=C3=B6rdumisele

Registreerimise kuup=C3=A4ev: 06.07.2026

Registreerimise number: 8-1/1096-14. =


Lugupidamisega


Justiits- ja Digiministeerium

 

Suur-Ameerika 1, 10122 Tallinn
Tel. (372) 620 8100
e-post: info@justdigi.ee
www.justdigi.ee

&nbs= p;

 

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