Subject: ILCU letter on draft Savings and Loan Associations Amendment Act
From: "Harrington, Barry" <[email-masked]>
To: <[email-masked]>
Cc: "David Malone" <[email-masked]>, "Riigikantselei - RK" <[email-masked]>, "Info - RAM" <[email-masked]>, <[email-masked]>, <[email-masked]>
Date: Thu, 4 Sep 2025 19:17:32 +0300

Tähelepanu! Tegemist on välisvõrgust saabunud kirjaga.
Tundmatu saatja korral palume linke ja faile mitte avada.

Dear Esteemed members of the Finance Committee,

I attach a letter from the Irish League of Credit unions highlighting our 
concerns about the potential implications of the draft Savings and Loan 
Associations Amendment Act.

Credit unions in Ireland provide much needed competition to a highly 
concentrated banking sector and our experience demonstrates that a 
well-regulated, community-owned cooperative model can scale responsibly, 
deliver financial inclusion, and bring meaningful competition to dominant 
banking providers.

I am happy to discuss this matter in greater detail if you wish

Best wishes

Barry