Received: from AM0PR10CA0028.EURPRD10.PROD.OUTLOOK.COM (2603:10a6:208:17c::38)
 by GV4PR02MB11350.eurprd02.prod.outlook.com (2603:10a6:150:29e::5) with
 Microsoft SMTP Server (version=TLS1_2,
 cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) id 15.20.9913.11; Mon, 18 May
 2026 10:32:50 +0000
Received: from GV4PR02MB11350.eurprd02.prod.outlook.com (2603:10a6:150:29e::5)
 by DU2PR02MB10229.eurprd02.prod.outlook.com with HTTPS; Mon, 18 May 2026
 10:32:53 +0000
Received: from mail1.rit.ee (213.184.53.4) by
 AM3PEPF0000A795.mail.protection.outlook.com (10.167.16.100) with Microsoft
 SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) id
 15.21.48.11 via Frontend Transport; Mon, 18 May 2026 10:32:48 +0000
Received: from AM3PEPF0000A795.eurprd04.prod.outlook.com
 (2603:10a6:208:17c:cafe::54) by AM0PR10CA0028.outlook.office365.com
 (2603:10a6:208:17c::38) with Microsoft SMTP Server (version=TLS1_3,
 cipher=TLS_AES_256_GCM_SHA384) id 15.21.25.18 via Frontend Transport; Mon, 18
 May 2026 10:32:49 +0000
Reply-To: <eelo@mfa.ee>
From: <eelo@mfa.ee>
To: "Justiits- ja Digiministeerium" <info@justdigi.ee>,
	<margo.roasto@mfa.ee>,
	<eelo@mfa.ee>,
	"Info - RAM" <Info@fin.ee>,
	"Virge Aasa - RAM" <virge.aasa@fin.ee>,
	<merili.kriisa@mfa.ee>,
	<eelo@mfa.ee>,
	"Info - TTJA" <info@ttja.ee>,
	"Helen Rohtla - TTJA" <helen.rohtla@ttja.ee>,
	"Kristina Vaksmaa-Tammaru - TTJA" <kristina.vaksmaa-tammaru@ttja.ee>
Subject: C-297/26
Date: Mon, 18 May 2026 13:32:47 +0300
Message-ID: <202605181032.64IAWljO012140@eelo-host.mfa.ee>
MIME-Version: 1.0
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: 8bit
X-Mailer: Microsoft Outlook 16.0
Thread-Index: AQFNepBuEncnMIcui6O9YihfU383UA==
Authentication-Results: spf=fail (sender IP is 213.184.53.4)
 smtp.mailfrom=mfa.ee; dkim=fail (body hash did not verify)
 header.d=mfa.ee;dmarc=fail action=oreject header.from=mfa.ee;compauth=none
 reason=451
X-CSE-ConnectionGUID: WE/AwZmnSguerrR1Amm23Q==
X-CSE-MsgGUID: RCFOGTChSv614qhnaUlB7w==
X-ThreatScanner-Verdict: Negative
X-Talos-CUID: =?us-ascii?q?9a23=3AmpAy0WqsDnLEnIUn3SpZ/v/mUf8INVTC/nLWGEC?=
 =?us-ascii?q?lBHxzcuS8TFrKo5oxxg=3D=3D?=
X-Talos-MUID: =?us-ascii?q?9a23=3AjOJEwQ5FNHP9W5oM7zlhMBxyxoxSyIqJJ3wmka4?=
 =?us-ascii?q?Y5ZDYLCx2MgqZpmuoF9o=3D?=
X-IronPort-AV: E=Sophos;i="6.23,241,1770588000"; 
   d="scan'208";a="69868896"
X-MS-Exchange-Organization-ExpirationStartTime: 18 May 2026 10:32:48.8127
 (UTC)
X-MS-Exchange-Organization-ExpirationStartTimeReason: OriginalSubmit
X-MS-Exchange-Organization-ExpirationInterval: 1:00:00:00.0000000
X-MS-Exchange-Organization-ExpirationIntervalReason: OriginalSubmit
X-MS-Exchange-Organization-Network-Message-Id: 536a4783-4f52-45ac-ca95-08deb4c8cebc
X-EOPAttributedMessage: 0
X-EOPTenantAttributedMessage: 8fe098d2-428d-4bd4-9803-7195fe96f0e2:0
X-MS-Exchange-Organization-MessageDirectionality: Incoming
X-MS-PublicTrafficType: Email
X-MS-TrafficTypeDiagnostic: AM3PEPF0000A795:EE_|GV4PR02MB11350:EE_|DU2PR02MB10229:EE_
X-MS-Exchange-Organization-AuthSource: AM3PEPF0000A795.eurprd04.prod.outlook.com
X-MS-Exchange-Organization-AuthAs: Anonymous
X-MS-Office365-Filtering-Correlation-Id: 536a4783-4f52-45ac-ca95-08deb4c8cebc
X-MS-Exchange-AtpMessageProperties: SA|SL
X-MS-Exchange-Organization-SCL: -1
X-Microsoft-Antispam: BCL:0;ARA:13230040|82310400026|57112099003|55112099003|921020|13003099007|11063799003|18003699003|19002099003|16102099003;
X-Forefront-Antispam-Report: CIP:213.184.53.4;CTRY:EE;LANG:et;SCL:-1;SRV:;IPV:CAL;SFV:NSPM;H:mail1.rit.ee;PTR:mail1.rit.ee;CAT:NONE;SFS:(13230040)(82310400026)(57112099003)(55112099003)(921020)(13003099007)(11063799003)(18003699003)(19002099003)(16102099003);DIR:INB;
X-MS-Exchange-CrossTenant-OriginalArrivalTime: 18 May 2026 10:32:48.6131
 (UTC)
X-MS-Exchange-CrossTenant-Network-Message-Id: 536a4783-4f52-45ac-ca95-08deb4c8cebc
X-MS-Exchange-CrossTenant-Id: 8fe098d2-428d-4bd4-9803-7195fe96f0e2
X-MS-Exchange-CrossTenant-AuthSource: AM3PEPF0000A795.eurprd04.prod.outlook.com
X-MS-Exchange-CrossTenant-AuthAs: Anonymous
X-MS-Exchange-CrossTenant-FromEntityHeader: Internet
X-MS-Exchange-Transport-CrossTenantHeadersStamped: GV4PR02MB11350
X-MS-Exchange-Transport-EndToEndLatency: 00:00:04.7218141
X-MS-Exchange-Processed-By-BccFoldering: 15.21.0025.012
X-MS-Exchange-ExternalInOutlookResult: NotEnabled
X-Microsoft-Antispam-Mailbox-Delivery: ucf:0;jmr:0;auth:0;dest:I;ENG:(910005)(944506478)(944626604)(920097)(930201)(20251009189)(140003);
X-Microsoft-Antispam-Message-Info: =?us-ascii?Q?2SDRXnRqQsjLo796cYSOXSzoSP4LKdrMsIi9fR530sg9uvvo3ng1xRuMlE1g?=
 =?us-ascii?Q?cDHK+tq2NjzwYY18s6NRnSsY2qQAGm2EdZrBXA/S15KcD9ccrxMtaGlu4O90?=
 =?us-ascii?Q?SuO44kYN1amwXJMqHNnqNxMve41qjMVAcjF3BxWWWwbuLujlrY0t3GobGBIy?=
 =?us-ascii?Q?4ksTWM/2q4Ok+Ib1hmByxuW7qnaJzXije49xQzk2Jf/8TQfsv5GBAdVNWHjF?=
 =?us-ascii?Q?Is5ofCQu2u9i+OTT1LN1v9XHiRX24ZmjQhBgUeaErKSJfgwwY5WzrcFHk46s?=
 =?us-ascii?Q?NQAMBMBbHL23zyx99NIjnnrS6ITsS4HL288JyEjrp5RDGwIrX7qUsq7Akvkb?=
 =?us-ascii?Q?uJtsPOhU8OtCx66r+dWEuIMLzqQSjz+O5LnlT9oZjXHiyQcRy5rdBjoLow5u?=
 =?us-ascii?Q?8d+hPfEpBZCMFSTkmisFvYgcyWUR2EzOzFyz5o58pWMxF6JvLWYpSxenfWVa?=
 =?us-ascii?Q?b7XLfTAhfPiy0q48nCI9M0vjjI5rxIU2BnnDip/4QzpVNoWUavIo4q2kRFTR?=
 =?us-ascii?Q?0clT5e2GV3ZGcKhejc9z2cysCbyONMDZS8qwoTGkiPbzaSMVYzlg6XUM78f8?=
 =?us-ascii?Q?1qmt6eqnsoJEILC/YR0QXI/sqSjMBoVLQSYoo37VF8+gerS9yP/oh2YpZvNH?=
 =?us-ascii?Q?VylY2kVYxqLQztVQ92XEgsfoTGVSEQoClkXx9BOIMVwdxyFp9eqHzflzt8lv?=
 =?us-ascii?Q?Yshm2ioZJWZZgG+32pPlCg2wBtw9FV6GyHJfhTd+aeTBDM5Jh2e
	KVGS2qdAt?=
 =?us-ascii?Q?6XASUgaaCzBQOZW2CV2Xgb/miFMrS1iIzf2yenVTDBM+4FWnQ5XDzYfi4bgc?=
 =?us-ascii?Q?jt6L1iRXiPC4pyGME2ZoTy/xjehcKr9xqYZf5YviW4rmMQjhyNzguAVDbXUE?=
 =?us-ascii?Q?RcyP4km7jfHJy2PlQ/RvMQ2Yz6FZhOWtxnvTF8DkIuV3vd1QQ0UNWtA++GBd?=
 =?us-ascii?Q?qLas4CR5DWBuO2gXe3PrMmmuZ908vb6GFbZxm5fj3ElDwQuwjbU/j1zyFBPh?=
 =?us-ascii?Q?GRSBJIOJx8yO/hCALO5+IHf0uRTE6e0eTmj5HtAzAz9AC858WfTBH4NiMQHn?=
 =?us-ascii?Q?spYrZ8vZiLL59zLKDiZzKN00ZlzGdpnp0o2DEKKlOJoQmGykYHkLIvf+UxM1?=
 =?us-ascii?Q?uE7Ca3zYPmG+fo7SNqSPpoIs3V4NvjB7/TB7+GOFDKX34r1at+LGkitgY998?=
 =?us-ascii?Q?O2A+oP3pQIszg/iiCtocBD/HnzhQBm4TPGqbZVB4MlNO74GOzaEpg+hINZS8?=
 =?us-ascii?Q?alSyqP/MX3xiFfOA/GanQaS7UaMNFinpyd71vZmWCwkDJ5WSt62RtCweb73H?=
 =?us-ascii?Q?KcwTzZa44maD08LCJCxRvnBco9plAmE/dbAfEETwLnRIm6t/vP5vKRe4a6fu?=
 =?us-ascii?Q?u1TO2CYqRH1lTqbTiZzhjXcClgcdsrMGGTIYDRNtSKZs1uWpmzVauf8u9Ono?=
 =?us-ascii?Q?8kTrLEq8qEMwQVRFbcEAD6yBpQ7nPWFeKkVpD8VBaKo43Rt7L8xFEgMDq07F?=
 =?us-ascii?Q?MuX9gq96G85N7XX+VlXyxupwDklFZRfvQHt4T
	zpuBcsiskHyIH4wZFVrTVJr?=
 =?us-ascii?Q?3K8Jyh5kVBjAN0BqfykqGCfez7YX6XWl6Fpn3o0hhSYwpQs0+5pD/STBJejF?=
 =?us-ascii?Q?qYi9uCzAtv8hEood3Ol+6asKXuKXQYKcRYhtfqvkrgm2YjD3/DMoI7oqOuVl?=
 =?us-ascii?Q?jlzRfhIYwjRNp7HGZiG2rysK1DQHA3KMKvf0prpcxqTSUq3R2ElALdePwr5o?=
 =?us-ascii?Q?FfhEDVPyvUuEhg46jaeEmA3RvazvChIDE0R9hCXLlXe3ThBX2YO90wkqZLd/?=
 =?us-ascii?Q?WKLUPzoSY0enATQ9pFbT9Ui386S3xjLjKY5Ke9c2ErsFa+nk4X7SX++oKrg9?=
 =?us-ascii?Q?DF6Qhdm7mcYWCbyK1rvn2PaLB5WBt7DKyECTP6Mw1eZv5Yc6NXA597l5eWNI?=
 =?us-ascii?Q?ZyfuubQzBPGMt/2DTs6tjY1t3SgxBgkieT3air3Zb913J9TphJOdzSipWkaH?=
 =?us-ascii?Q?v5yCMSTzZslY8S49fI2Q+oXbQlCSYcB2E2YTJoBTgCHDVZWQ3KyNpHB8zVxO?=
 =?us-ascii?Q?r+5mSJtoy+3DDTACM9x1dMYASh4W/eTdWTeAaaxQE/K1aAzBOZ83f8pD9mtS?=
 =?us-ascii?Q?RfGW16wtVu8W/pBvCvg/L4lnzSHCEFIGCz5e5T8M2VYjMD/ZijI7TyKL0+RV?=
 =?us-ascii?Q?aFDJWmA3wDnYk6fqb56VYpqARsPfxAdILEDHwtY5mvileno9tf5iN1BEs81+?=
 =?us-ascii?Q?+AncH5sObkqt7MHIX0+DFoLfkzCq/GLuIxJC7EWNYyCh7gz04bv2b4XAbUoQ?=
 =?us-ascii?Q?t1Le8sbBim1EWfCcc2r0U+6
	ZPfzWnX5SZPi/BUA8Ub69l30ztXT3LP2ke0PY?=
 =?us-ascii?Q?gJsO0X8qebrVIubO2T0lekkp2aDdzWrB/tEgvs41mcNx5Imwd81JMKplp1sR?=
 =?us-ascii?Q?a2kXud/KeQ74wh+C8/79o0Yja1QXOJ7GAG/WpB1esT8zhmgCNya3PbPeDfbL?=
 =?us-ascii?Q?Jrpf3ONfBgG6H+XO9i8sRq7Ex87/kffQm/cOIMOfOdKaH4WG473Uwax8NykY?=
 =?us-ascii?Q?rxo3hMoCMIf9DITKRxmO7Q5vXWISszysVDuhqdMElOxWLDQfJ3s56t2NnUMm?=
 =?us-ascii?Q?WIo5ov+lQzoiJZ4892frda0QJ3ZVAbMwLlpex0tlouaiDwjHAEcSRTuCUabP?=
 =?us-ascii?Q?+/HPVlTuhnG399mzLsm7ukfivxd9yUsEnaYkyL9MBVGhAK0Qwk9ltuSM+7TH?=
 =?us-ascii?Q?QIeglhhSkuqj5nDrKGt5MC6mrvo8Cs6EJm2knlVfJ4iWa6vIsTkhW3woBcGs?=
 =?us-ascii?Q?mLUaxaLTS807u4722Fr4yb/pTdid9kM3hrXTgn7zVmoCSd3cBgy4g/WOXKua?=
 =?us-ascii?Q?EcC4QP6FzTeQi5wLdTE8zOUsxzWF4++1eNrAjF1xaLX0IpJMkayHm1UJKphI?=
 =?us-ascii?Q?6sZjLB2qc9xk8zD8P2N9BBAfBnteUCCibhB8dnirdOarWp+TbnZ4HODIezzA?=
 =?us-ascii?Q?hsW+?=
Content-Language: en-us
x-ms-exchange-organization-originalclientipaddress: 213.184.53.4
x-ms-exchange-organization-originalserveripaddress: 10.167.16.100
received-spf: None (mail1.rit.ee: no sender authenticity  information available from domain of  postmaster@jupiter.vm.ee) identity=helo;  client-ip=213.184.49.23; receiver=mail1.rit.ee;  envelope-from="prvs=16058de868=eelo@mfa.ee";  x-sender="postmaster@jupiter.vm.ee"; x-conformance=spf_only
dkim-signature: v=1; a=rsa-sha256; q=dns/txt; d=mfa.ee; s=dkim2018; c=relaxed/relaxed; h=date:message-id:to:subject:from:reply-to:content-type; bh=Z+vGTjQqN/xR2Zn6s8uapxOHawIzo/gypQhhDa6TMCs=; b=ysZkyUTT8blEFv1bbfbRcVGd3YvSn/ThgsvGedjzs+qtqx6S+NRROfC9D/r55pDJhNYtLgjPu/bP	T4a/81BaiZff/dCMCgfk/PLxGs3qnKlwMcbwHPFIQwawDS+ATD9EkYqucvxG8jL73E4XacO8Cgqu	RCxZVyhU0+hW8SAiE4IQvj6qduHPGMpwFKZOsgmUV9b0tHanpgiTfVPoysg/AYNrkZwj5HGgld9F	huLj+F5ItMFNBEowuKO9x2erQ+H8fW8Re7NArib5UR7Cd4sU6hu36hCKWO/6nm050dHAx/k3no7/	0+dAP5anP/20KfXWp3q+EuWjqo7cp/uxy+NGtA==
X-OlkEid: 000000001988855259D6ED42901E245C1653462B070034AD76187591974DBF6C4F76951C873A0100020000000000710702BE1E910F45A76421A785AB30BA00000000174D0000F64139D7A1B5D64E8495EC21579F4E1C
X-IPAS-Result: =?us-ascii?q?A0EdAwD56QpqjxcxuNU+HB0BAQEBCQESAQUFAYIQAoI/g?=
 =?us-ascii?q?QiBEgRUiCeqbYNjAQEBAQEBSRQEAQEDAQOSNCAHATkFDQECAQIBAwIDAQEBA?=
 =?us-ascii?q?QEBAQEBAQELAQEBBAEBAQIBAQIEAwEBAQECEAEBAQEBATkFSYZPDYJbO4IWL?=
 =?us-ascii?q?B+BHhQBATiBPRKDAgGCJE8UR7JFHmOCDAEBBgQDAgN8gUnZc4FQAwYZgTQBi?=
 =?us-ascii?q?FgBhXUBO4IRgi9Cgg2BFTWGFAQYghOFd4ImehSOYwcHYVt4LAFVExcLBwWBM?=
 =?us-ascii?q?zMDIAovFBkCFB0SDwQWMh03OQwnEiwXCCtYGwcFgUuCSFaBBIReeCMvA0uBL?=
 =?us-ascii?q?UQJAwttPTcGAgwbSUIdEoovHA+DaoEFpxWhFJBEj0GGRqprmQYijWedOIF+h?=
 =?us-ascii?q?CdQHA+OIYRujlG6GHY+CgeCA5A0gUsBAQ?=
X-IronPort-Anti-Spam-Filtered: true
X-Amp-Result: SKIPPED(no attachment in message)
X-Amp-File-Uploaded: False
X-Authentication-Warning: eelo-host.mfa.ee: www-data set sender to eelo@mfa.ee using -f
X-FEAS-BEC-Info: WlpIGw0aAQkEARIJHAEHBlJSCRoLAAEeDUhZUEhYSFhIWkhZXkguLT4lWFpYWFhYWV1RWV1fSFhISFlZSA0NBAcoBQ4JRg0NSFlIWVlIDQ0EBygFDglGDQ1IWUhZSFlb
 SFlYRllYWEZZWlFGXlFIUEhYSFhIXEhYSFhIWEhZWUgNDQQHKAUOCUYNDUhZSFpYSAANBA0GRhoHABwECSgcHAIJRg0NSFhIWVlIAQYOBygOAQZGDQ1IWEhZXkgBBg4H
 KAIdGxwMAQ8BRg0NSFg=
X-FEAS-Client-IP: 10.100.129.69
X-FE-Envelope-From: eelo@mfa.ee
X-FE-Policy-ID: 22:19:0:SYSTEM
X-FE-Hostname: jupiter.vm.ee

Adressaadid: info@justdigi.ee, margo.roasto@mfa.ee, eelo@mfa.ee, 
info@fin.ee, virge.aasa@fin.ee, merili.kriisa@mfa.ee, eelo@mfa.ee, 
info@ttja.ee, helen.rohtla@ttja.ee, kristina.vaksmaa@ttja.ee

V�lisministeeriumis registreeritud: 15.3-3/2026/268
Kohtuasja number: C-297/26
Vastuse kuup�ev: 01.06.2026
Staadium: Uus menetlus
M�rks�nad: eba�iglased tingimused tarbijalepingutes; h�poteeklaenu 
baasindeks; h�poteeklaenuleping; lepingu eba�iglase laadi hindamine; 
lepingutingimuse t�hisus; muutuv intressim��r
�iguslikud vormid: direktiiv 93/13/EM�

Dokumentidega on v�imalik tutvuda EELO keskkonnas aadressil
https://eelo.mfa.ee/eelotsus_vaata.php?id=8784

Palun teatage 7 p�eva jooksul, kas kohtuasja temaatika kuulub teie 
vastutusalasse.

Juhul, kui kohtuasja temaatika ei kuulu teie vastutusalasse, palun viidake, 
milline teine ametiasutus sellega peaks tegelema.

Palun teatage, kas Eesti peaks selles eelotsusemenetluses seisukoha esitama, 
ja p�hjendage oma arvamust (ka eitavat seisukohta).

EL �iguse b�roo
V�lisministeerium
